Who still writes checks? With most of our transactions being made electronically today, most people don’t want to bother with a checkbook. There really isn’t a reason to still write checks, and you’ll annoy everyone around you if you do write out checks in public. There is one problem with this line of thinking: this absence of writing checks doesn’t mean that you shouldn’t balance your accounts via using a checkbook.

Here are six valid reasons to continue balancing a checkbook even though we n longer use handwritten checks.

1.Watch Bank Activity 

Banks nowadays just aren’t known for their integrity. When you keep a physical record of your spending for each month, you can double check their work. Even in this day of age, banks sometimes can make mistakes. Balancing a checkbook is one way to catch their errors, so that you don’t end up paying for their mistakes

2.Merchants Make Mistakes Too

Do you really trust every person that you encounter to enter the exact amount you owe? Merchants can easily make mistakes. By keeping a record in your checkbook, you’ll catch those mistakes.

3.Avoid Overdraft Fees

Luckily, we can opt out of overdraft fees, at least in the United States, but some people still opt in for them for whatever reason. As we all know, overdraft fees can add up extremely quickly. By keeping a physical record of how much we have in the bank account, it is a lot less likely that we’ll spend more than is actually in there.

4.Many Methods Of Spending 

Debit cards, online spending, ATM withdrawals, deposits, checks, cash and everything else make the way we spend our money more complex than ever. Keeping track of this all in your head can be nearly impossible.

5.Online Banking Is Never In Real Time

Online banking is a handy tool, but if you’re observant, you’ve probably noticed it is never updated in real time. This can lead to big spending mistakes that can cost you a fortune. Do yourself a favor and keep track of your money yourself, so that you can know exactly how much is in your bank account right here, right now.

6.A New Checkbook!

Manually balancing your accounts gives you an excuse to purchase a new Checkbook Wallet from Copper River Bags. For example, you could perhaps opt in for the LEATHER CHECKBOOK WITH FRONT SNAP. Made of luxurious 100% full grain leather, this wallet makes balancing a checkbook classier than ever. In addition, it’ll be a solid investment that motivates you to spend time dedicating yourself to closely monitoring your bank account.

So Treat Yourself!

If you’ve been thinking about balancing your bank account by using a checkbook, a Copper River Bags wallet is a great way to help motivate you to do so. Sometimes we just need a little outside influence to make the big changes we need to in life.